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ShizzleNizzle or WhizzBang => Paypal fraud


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Hi,

Somebody purchased an engine and... a week later I got a paypal un-authorized payment complain. Sure those things happen, however some people are less than smart.

Registered on my site with:

Username: Shizzle

Email: [email protected]

Too bad the email doesn't exists (reason why I post it here too).

Now, either this person doesn't know or will soon discover that the engine he bought just has been disabled. Which means he will not be able to install it without modifying it and he will anyhow not be able to get updates, nor get new modules, nor check modules version etc... many functions just have been disabled. Too bad for him.

Not only that, but I also have his server IP, which means, next step is shut down his server as well... and I have even his IP... so I know quiet well also where he live, but I will leave that to paypal to fill a official complain to the authorities. I sent all those data to them and they will do what they need to do.

So I lost nothing... and he actually will quiet certainly have troubles.

BTW this person used the following usernames in the forums:

ShizzleNizzle

WhizzBang

So if now you know that if somebody with such name tries to buy something from you or sell something to you, you should stay away ;)

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I have had a few charge backs over the course of my games life. The biggest problem I have with charge backs is that paypal finds it necessary to charge you 20$ for each charge back. This fee may be associated only with those who used a credit card to make a purchase but not sure about that.

A while back a player spent money on my game on several different occasions. Then he did a charge back on all of them. I would say about 10 different transactions. After reviewing my account and settling the disputes I noticed I was about 200$ short in the account...i was like WTF !!!

I called paypal up and explained the situation, the woman was very helpful...i had been charged that 20$ fee i mentioned for each of the chargebacks. (some amounts where as low as 3 to 5$)

In the end I got charged a total of 20$ for all the chargebacks.

So game owners beware of the chargebacks...

I personally think this 20$ fee for each chargeback is crap....

So Alain did they stick you with this 20$ fee aswell ?

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  • 5 weeks later...
I have had a few charge backs over the course of my games life. The biggest problem I have with charge backs is that paypal finds it necessary to charge you 20$ for each charge back. This fee may be associated only with those who used a credit card to make a purchase but not sure about that.

*Sigh* This is something I didn't know until very recently.

Long story short, someone made 38 payments totaling £300 over a 4 month period. In early April they claimed they were all unauthorized with Paypal. Being in disbelief at the stupidity of it, I fought them, they averaged £7.50 and totaled to quite a lot of money so it's not something I wanted to lose. Paypal didn't at all make it clear that they would fee.

The fees alone totaled to £532 bringing my total losses to around £832. Whats worse is the person who filed the disputes won all cases. :I I hate paypal at times.

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Well sadly with paypal the seller has basically no protection at all. So either you comply with paypal dispute, or you basically automatically lose if you don't ship physical items. Somehow paypal is totally un-secure for the seller.

I had a fleeting thought of creating a whole new e-commerce handling site marketed and geared almost exclusively for gaming sites, but abandoned it when I remembered just how sub-par below amateur my coding is.

I do wonder why it hasn't been done, yet, though. Could be pretty lucrative.

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It's the sad truth, A_Bertrand. It's an incredibly unfair system considering that you're doing things legitimately and even if for a web based game, it can cause a huge loss as it would if stock was stolen from a physical store. By the time the user files the dispute, the digital goods have been enjoyed and have integrated too far into the games systems to be reversed.

@Seker - One word, laws. xD

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Just takes a lot of coding knowledge, and likely a full team of coders to back you up, and a whole lot of paperwork ensuring the ability to handle CC's and bank account information. Communications with banks, etc. I'm sure there are some out there who could do it. Obviously, PayPal did it. AlertPay did it. It's always possible.

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PayPal is one of the worst company's when it comes to sellers rights and protection they take a age to sort anything out.

and the email well over the last month or so there has been a exploit on msn where a "hacker" could use tamper data to edit the password change function and set a new password for any email he wished so that email could be stolen or fake data very easy.

there will never be a full proof way to stop users doing the charge back and it is a risk but only a small % of people do it and in my opinion if you bay something i.e. a script you dont have the rights to a charge back and paypal should bring that rule in and it would stop the small % of people trying to brake the law.

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Just takes a lot of coding knowledge, and likely a full team of coders to back you up, and a whole lot of paperwork ensuring the ability to handle CC's and bank account information. Communications with banks, etc. I'm sure there are some out there who could do it. Obviously, PayPal did it. AlertPay did it. It's always possible.

Well, you would also have to have a merchant account through a bank, which runs well over $200/mo (from what i've heard, I have never had one personally). Then you would need to hire quite a few people to help manage it if you want it to even be slightly successful. After it's all done, you would probably have an investment running into the thousands. Then you gotta make all your money back somehow. At that point why not use paypal? Even if you make your own you will still run into the exact same problems, you don't have to file a dispute through paypal to get a refund, you can do it through your bank, then it is almost 100% guranteed that you will get the refund. That method works on gifts as well, whereas paypal won't let you dispute a gift.

 

PayPal is one of the worst company's when it comes to sellers rights and protection they take a age to sort anything out.

and the email well over the last month or so there has been a exploit on msn where a "hacker" could use tamper data to edit the password change function and set a new password for any email he wished so that email could be stolen or fake data very easy.

there will never be a full proof way to stop users doing the charge back and it is a risk but only a small % of people do it and in my opinion if you bay something i.e. a script you dont have the rights to a charge back and paypal should bring that rule in and it would stop the small % of people trying to brake the law.

Honestly, it really has nothing to do with paypal, it's the bank that people do most chargebacks through. After someone does a chargeback through their bank, paypal will obviously take the money back from the person that received it, they would lose a ton of money if they didn't.

Edited by booher
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Not true, i have had a paypal for a few years that was not a real email maybe this is something new but you can own a paypal without having a email.

Why would you do that? It might be just me ... but does that not strike you as less than ethical.

How can you carry on any kind of business that way?

I saw in another thread that you were offering your services to do security checks for people. I had seriously thought of using your services once I was ready.

After reading this ... not a bloody chance in hell.

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