Try this:
<?php
include "globals.php";
if($ir['money'] < 500000){die("You don't have enough money. You need \$500,000.");
}
if($ir['gang']){die ("You're already in a gang!");
}
if($_POST['submit']){$name=htmlspecialchars($_POST['name']);
$desc=htmlspecialchars($_POST['desc']);
$db->query("INSERT INTO gangs VALUES('','$name','$desc','','',0,0,100,$userid,$userid,5,0,0,'','','','')");
$i=$db->insert_id();
$db->query("UPDATE users SET gang=$i,money=money-500000 where userid=$userid");
print "Gang created!";
}else
{
print "<h3> Create A Gang </h3><form action='creategang.php' method='post'><input type='hidden' name='submit' value='1' />Name:<input type='text' name='name' />
Description:
<textarea name='desc' cols='40' rows='7'></textarea>
<input type='submit' value='Create Gang for \$500,000' /></form>";
}
$h->endpage();
?>